/* Money Psychology, shared styling for legal / policy pages */
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
:root{
  --bg:#F7F4EC; --surface:#FCFAF4; --line:rgba(30,74,55,.12);
  --text:#15281E; --muted:#5E6B61; --dim:#8A968C; --gold:#2F6B4F; --gold2:#3E8A63;
}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{
  background:var(--bg);color:var(--text);
  font-family:'Inter',-apple-system,BlinkMacSystemFont,system-ui,sans-serif;
  line-height:1.7;-webkit-font-smoothing:antialiased;padding:0 24px 100px;
}
.serif{font-family:'Playfair Display',Georgia,serif}
.wrap{max-width:760px;margin:0 auto}

/* Top bar */
.topbar{padding:28px 0;border-bottom:1px solid var(--line);margin-bottom:56px}
.topbar .in{max-width:760px;margin:0 auto;display:flex;align-items:center;justify-content:space-between}
.wordmark{font-weight:700;letter-spacing:.16em;font-size:.76rem;color:var(--text)}
.wordmark b{color:var(--gold)}
.back{font-size:.8rem;color:var(--muted);transition:color .2s}
.back:hover{color:var(--gold)}
a{color:var(--gold);text-decoration:none}
a:hover{text-decoration:underline}

h1{font-family:'Playfair Display',serif;font-weight:700;font-size:clamp(2rem,5vw,3rem);
  letter-spacing:-.02em;line-height:1.1;margin-bottom:10px}
.updated{color:var(--dim);font-size:.82rem;margin-bottom:44px}
h2{font-size:1.15rem;font-weight:600;color:var(--text);margin:38px 0 12px;letter-spacing:-.01em}
p,li{color:var(--muted);font-size:.96rem;margin-bottom:14px}
strong{color:var(--text);font-weight:600}
ul{padding-left:22px;margin-bottom:14px}
li{margin-bottom:8px}

.placeholder{background:rgba(202,138,4,.10);border:1px solid rgba(202,138,4,.25);
  color:var(--gold2);padding:2px 8px;border-radius:6px;font-size:.82rem;font-weight:600}

.note{background:var(--surface);border:1px solid var(--line);border-left:3px solid var(--gold);
  border-radius:10px;padding:18px 22px;margin:32px 0;font-size:.88rem}
.note p{color:var(--muted);margin:0}
.note strong{color:var(--gold2)}

footer{border-top:1px solid var(--line);margin-top:60px;padding-top:28px;text-align:center}
footer p{font-size:.78rem;color:var(--dim)}
footer a{color:var(--muted)}